Terms of Service

1. Acceptance

By using our Services or Access Interfaces (including balance-buddy.com and related sites), you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services.

2. Services

We provide app development, financial services support, and digital marketing as described on our website. TI Digital Ltd operates under balance-buddy.com. Specific scope, deliverables, and fees are set out in separate agreements or proposals.

3. Use of services

You must use the Services lawfully and in line with these Terms. You are responsible for the accuracy of information you provide and for keeping credentials secure. We may suspend or terminate access if we reasonably believe you have breached these Terms or applicable law.

4. Intellectual property

Unless otherwise agreed in writing, we retain ownership of our pre-existing and general tools, methods, and IP. Deliverables are assigned or licensed as set out in the relevant agreement.

5. Limitation of liability

To the maximum extent permitted by law, our liability is limited to the fees paid for the relevant service in the twelve months preceding the claim. We are not liable for indirect, consequential, or punitive damages.

6. Changes

We may update these Terms. Material changes will be communicated via the Access Interfaces or by email where appropriate. Continued use after changes constitutes acceptance.

7. Contact

For questions about these Terms, contact us at contact@balance-buddy.com.